Because I'm sick of staring at the hair. Until I can get electrolysis, is this okay to do? Or are there risks involved. And if it is indeed possible to shave these areas, tips would be GREATLY appreciated. Thank you and have a good day/night

It is perfectly safe to shave those areas, assuming you can somehow see your lower back and reach around to shave it (or have someone do it for you.) Shaving will not cause the hair to grow in thicker, it is a myth. I started shaving my back using a full-length mirror and learned to do it by touch eventually. (Shaving above the shoulder blades is very difficult and not everyone is flexible enough to do it.)